Expertis/Mortgage Management System

Expertis/Mortgage Management System ensures that “expertise” and “mortgage facility” operations, which are extremely critical in banks' “loan allocation” and “loan utilisation” processes, are carried out in coordination with branches, SPK licensed expertise companies, real estate appraisers and law firms and integrated with other banking systems is a web-based software product.

It includes the management and operation of real estate pledge (mortgage) collateral received by banks in exchange for “Residential Loans” and “Commercial Loans”, through external expert firms and automatically generated expert reports before loan approvals, and after loan approval, the processes of establishing a bank mortgage on real estate through lawyers.

GYS, which allows the use of the modules “Expertise Management” and “Mortgage Facility Management” together or independently of one and in an integrated way with bank systems, accelerates the credit allocation and loan utilisation processes of banks and provides operational efficiency in multiple and routine transactions (revaluation, tax, insurance, etc.).

Determination of whether the value of the real estate that banks will receive as collateral for the loans they will use to their customers is less than the amount of credit requested and whether there are other mortgage, foreclosure, etc., property suitability, etc. on the real estate in question, and in the automatic production of expert reports containing many other information and the related business processes of the bank It is the module used in its construction.

If the client's loan request has been approved at the end of the loan allocation phase, it is a module that enables the fulfilment of mortgage facility functions, mainly fed by the data generated during the examination process, in an integrated manner with the institution's relevant unit, corporate lawyers and/or contracted external law firms and institutional systems.